Steps You’ll Take in Buying a Home
At Forward Realty, we’ll help you navigate the process of buying a home from start to finish. It’s the kind of service that has made us No. 1 in the Carolinas. We help you with making sure you have the right loan program, interest rate, price paid for property and making sure you are protected in every step of the way to closing, on your new home.
We Are The Top Negotiators Getting Our Clients The Best Price.
Here’s what to expect as you begin to look for a home.
- A Forward Realty Agent. Is a person you can
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talk to and be candid about what you’re looking for. The more Forward Realty knows about you and what you want in a home, the more helpful we can be. Your Forward Realty agent is an advocate and advisor. We help you with so much more then just buying a home.
- Getting a mortgage. We have over 15 different Mortgage company’s that we work with. This allows our clients to get the best interest rate, loan program that fit’s there needs and to actually close on there home without any issues. At this point, you can choose to be pre-qualified or pre-approved. Pre-qualified means you’ve spoken with a lender and you’ve been given an estimate of an amount you might be approved for. It is not approval for a mortgage. Pre-approval is a more comprehensive process and means that the lender has checked your credit and has given you tentative approval for a mortgage, contingent on appraisal, title search and details related to the specific property you have chosen. Pre-approval allows you to move quickly when you see a house you like. It can also give you an edge in negotiation.
- Credit Repair. Clients with lower credit scores needing help to qualify, we will help you. With having so many banks and programs this allows our clients to still get a mortgage with lower scores and credit issues. Best part we still get you a great interest rate. We also have free credit repair programs for those who need it.
- Decide where you want to live and how much you can afford. Search 1000’s of listings on our website. Every home available for sale in NC & SC will be found on our website. This is updated every day giving you the first chance to view. We also work with over 25 different builders and can have your dream home built for you.
- Tour homes with a Forward Realty Agent. Make sure that everyone involved in the decision-making is included on the home tours.
- Work with your Realtor to make an offer when you find a home you want to buy.
Your offer is accepted.
- Inspect the property with a professional. Note concerns, make arrangements for and negotiate repairs, if any. Work with contractors to work out any issues before closing day.
- Do a final walk-through.
- Start making moving arrangements. These include hiring a mover, completing change-of-address materials and making arrangements for utility services. Forward Realty can help you find a recommended mover.
- It’s time to sign the papers and get the keys to your home. Your Forward Realty Realtor will let you know the time, date and place of closing and will tell you about anything you need to bring to the table. We will be at closing with you making sure everything you sign is correct and you are explained everything that you are signing.
- Documents are sent to your lender and funds are disbursed.
- Documents are recorded in the county clerk’s office; a copy is sent to you.
- Title company issues the title policy, sends a copy to mortgage company and to you.